privacy policy.

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Savvy Penny Privacy Policy

Green Virtual Solutions, LLC Savvy Penny ("Savvy Penny") Privacy Policy ("GVS") A/K/A.  Effective October 15, 2010.

GVS has an exclusive license to, among other things, use and exploit the Savvy Penny System you are using. GVS A/K/A Savvy Penny (hereinafter "Savvy Penny") values your privacy.

This Privacy Policy applies to the Savvy Penny system you are using and the services it provides (collectively, the "Service").

If you have any questions about this Policy, please feel free to contact us through our website at or write to us at:

Savvy Penny Privacy
c/o:  Green Virtual Solutions, LLC
1700 N.W. 65th Avenue, Suite 3
Plantation, Florida 33313

This Privacy Policy describes the types of personal and non-personal information we collect when you use the Service, how we use such information and to whom and under what circumstances we may disclose it. By using the Service, you agree to the terms of this Privacy Policy and to the Terms and Conditions that accompany this Privacy Policy. If you do not agree to the terms of the Privacy Policy and the Terms and Conditions, please do not use the Service.

Revision of Privacy Policy

From time to time Savvy Penny may revise this Privacy Policy to reflect changes in the law, our information collection, use practices, etc. If we make any revisions to this Privacy Policy, those changes will be posted in this Privacy Policy and the effective date thereof will be noted at the beginning of this Privacy Policy. Therefore, you should review it periodically so that you are up to date on our most current policies and practices.

In the event that you are not pleased with any revision of the Privacy Policy and no longer wish to have your personal information collected, used, or shared, then you must contact Savvy Penny and request that your personal information no longer be collected, used, or shared for any reason whatsoever.

Uses of Personal Information

Savvy Penny uses the personal information we collect to provide the Service to you. We will not rent, sell or share your personal information with any other company for its own marketing purposes without your consent.

Information Collection

When we collect personal information from you it is because you are voluntarily submitting the information to us when you:

  • register as a Savvy Penny user;
  • enter a sweepstakes, contest, or promotion, whether sponsored by us or one of our partners;
  • sign up to receive coupon alerts or other offers;
  • request free samples of products; and / or
  • request assistance through Savvy Penny customer service.

We may also obtain personal information from reputable third parties and sources including public databases.

In order to offer you the best possible experience using the Service, we collect the following information:

  1. Information you provide:  When you download and/or use the Service, we may ask you for personal information, such as your name, mobile phone number, email address, zip code, age, gender, salary range, and such other information as may be requested from time to time. You may also have the opportunity to provide the email addresses or mobile phone numbers of friends or family members to tell them about the Service. We may combine the information we collect from you with information about you that we receive from other online and offline sources, such as from our merchant partners, in order to provide you with a better experience and to improve the quality of the Service. For certain services, we may give you the opportunity to opt out of our combining such information.
  2. Mobile device identification information:  When you use or connect to the Service on your Bluetooth-enabled mobile device, if your service provider uniquely identifies the device, Savvy Penny will receive this information. Savvy Penny may use your unique bluetooth mobile device identification information to offer you extended services and/or functionality. Certain Savvy Penny services may require our collection from you of the phone number and your unique bluetooth id for your device. Additionally, through the use of your mobile phone, we may collect your phone number and / or name. We may associate that information to the mobile device identification information and to other information we have collected from and about you; however, we will not use that number for telemarketing.
  3. Mobile device physical location:  Some mobile phone service providers are required to operate a system that will pinpoint the physical location of devices that use their service. Depending on the provider, Savvy Penny may automatically receive this information.
  4. Usage information:  As part of the standard operation of the Service, we may collect certain non-personal information from you. For example, when you use the Service, your mobile phone automatically records and sends basic information about your use to Savvy Penny. This may include the dates and times you used the Service, your phones manufacturer and model and your response to messages the Service sends. We may combine this non-personal information with your personal information.
  5. Direct communications with Savvy Penny:  When you send email or other communications to Savvy Penny, we may retain those communications in order to process your inquiries, respond to your requests and improve our services.
  6. Information you provide on our Partners websites:  We may offer services in connection with the websites run by merchant partners. Personal information that you provide to those sites may be sent to Savvy Penny, and we will use it in accordance with this Privacy Policy. Our partners sites may have privacy practices that are different from Savvy Penny's (and which we do not control), and we encourage you to read their privacy policies.

Information Use

We may use your personal and non-personal information for any of the following purposes:

  1. to provide products and services to you, including the display of personalized content, offers and advertising;
  2. to help address problems with and the functioning of the Service;
  3. to monitor and conduct internal reviews of the Service;
  4. to help us better understand and improve the use of the Service, and to develop new services;
  5. to protect the security and integrity of the Service; and
  6. to contact you, if necessary, or at your request.

Information Sharing

Savvy Penny may share aggregate, non-personal information with our related companies, consultants, advertising clients, merchant partners, service providers, advertising agencies and other third parties. Savvy Penny may share your personal information with other parties in the following circumstances:

  1. When we have your consent.
  2. To our related companies, consultants, advertising clients, merchant partners, contractual parties, service providers and advertising agencies, if the disclosure will enable them to perform a business, professional or technical support function for us. These companies work with us under confidentiality agreements and are prohibited from making any other use or disclosure of your personal information.
  3. If we determine that there has been a violation of Service policies.
  4. If we have reason to believe that such disclosure is necessary to identify, contact or bring legal action against someone who may be causing injury to or interference (either intentionally or unintentionally) with our rights or property, other users of the Service or anyone else that could be harmed by such activities.
  5. To respond to judicial process and provide information to law enforcement agencies or in connection with an investigation on matters related to public safety, as permitted by law, or otherwise as required by law.
  6. To provide information to a company that acquires, is acquired by or is merged with Savvy Penny.

Savvy Penny will use the personal information you provide in a manner that is consistent with this Privacy Policy. If Savvy Penny obtains personal information from a third party, such as a business partner, our use of that information is governed by this Privacy Policy.

Savvy Penny employees, agents, and contractors must have a legitimate business reason to obtain access to your personal information. Savvy Penny may share your personal information with outside contractors or agents who help us manage our information activities (i.e. sweepstakes administration or statistical analyses), but they may only use your personal information to provide Savvy Penny with a specific service and not for any other purpose.

Savvy Penny may also enter into agreements with outside companies that possess the technology that allows Savvy Penny to customize the advertising and marketing messages you receive on our websites, iPod, iPad, mp3, mobile device or other similar device. Your non-personal information and click stream data about your activities on our sites may be shared with these companies so this customization can be accomplished. These companies will not share your information with any third party or use it for any other purpose. Anonymous click stream and demographic information may also be shared with Savvy Penny's advertisers and business partners.


Savvy Penny, or third parties that it uses to provide or monitor its services, may use cookies, web beacons, or similar technologies (small pieces of data we store for an extended period of time on your computer, mobile phone, or other device) in combination with your Savvy Penny information to enhance and personalize your experience on Savvy Penny and its web and mobile sites, including:

  • to operate and improve offerings through Savvy Penny;
  • to help authenticate you when you use Savvy Penny;
  • to remember your preferences and registration information;
  • to present and help measure and research, via statistics and data collection, the effectiveness of the Savvy Penny offerings and email communications; and
  • to customize the content provided to you through Savvy Penny.

Savvy Penny may also use ad network providers and other service providers to help present customized content and advertisements on Savvy Penny and other Web sites. These providers use cookies, web beacons, or similar technologies on your computer to help present, better target, and measure the effectiveness of their content and advertisements, using data gathered over time and across their networks of Web pages to determine or predict the characteristics and preferences of their audience.

Savvy Penny may share certain non-personally identifiable information about you as a Savvy Penny user (such as user age and zip code) with certain ad network and service providers, to help them deliver more relevant content and advertisements through their networks. Savvy Penny will not share any personally identifiable information with these providers.

Information Security

We have taken certain physical, electronic, contractual and managerial steps to safeguard and secure the information we collect from our users and store in the Service, on our system and servers.

Applicable Laws

All collections, use and sharing of Personal Information shall be in compliance with applicable laws.

Contact Us

If you have questions about this Privacy Policy, you can contact us at:

Savvy Penny Privacy
c/o:  Green Virtual Solutions, LLC
1700 N.W. 65th Avenue, Suite 3
Plantation, Florida 33313

As noted above, this Privacy Policy is incorporated into and subject to the Savvy Penny Terms and Conditions.